Some files deserve a second opinion before a decline, an exception, or an escalation. Credeity provides an independent verification pass (second-look underwriting) using external, borrower-authorized evidence sources (off-us data), so the credit team sees what the file's own documents cannot show.
What payment behavior analysis surfaces
Current, verified payment behavior from the borrower's own records: which obligations are being paid, which are slipping, and how receivables are trending. Evidence for workout decisions, forbearance terms, and exit strategy.
What you receive
A current Underwriting Intelligence Report on the troubled credit, delivered in 48 hours from a complete submission, with quarterly monitoring available for the duration of the workout.